tools insurance, hammering down the cost
What would you do if the tools you used to work were damaged as a result of an accident, or even worse, someone was to break into your van and steal them?
Well here at autonet, we aim to offer a low cost tools in van insurance policy that protects you from having to find the money to replace your tools should you find yourself in the unfortunate position that you are unable to work, due to the theft of your tools from your van or the tools are damaged as a result of an accident involving the van. By taking out tools in van insurance cover you will be safe in the knowledge that the cost of replacing your tools won’t need to be at your expense.
what we cant cover...
The policy is intended to provide cover for your tools and Merchandise* carried as part of your trade and therefore does not provide cover for items such as cash, credit cards, watches, jewellery, audio/visual equipment and/or mobile phones, electronic organisers and/or similar equipment. For a full list of excluded property please refer to the policy wording. Policies will also not cover for any of the following incidences:
- Any form of loss or damage that is caused by the trial, test or operation or any processes involving the use of tools
- Theft unless it involves violent and/or forcible entry or exit to the Motor Vehicle
- Everyday wear and tear or gradual deterioration
- Claims where the total value of tools and goods carried exceeds £10,000
- Claims where proof of ownership can’t be provided
For further information on what can and can’t be covered please speak to one of our sales agents who will happily help you with any questions you may have.
*Goods owned by you or for which you are responsible for, which are incidental to your business. For example, where a plumber is on the way to a job to fit a new boiler and the new boiler is in the van – the new boiler would be merchandise.