Therefore if your excess was £500, you would need type 2, however you can claim as many times as you like up to the limit of £1200 per year, and all for the low cost of £61.95 a year.  It’s clear to see from this the benefits of Excess Protector Insurance.

what are the impacts without this insurance?

As stated above, the impact of not having excess protector insurance is mainly going to be felt by your wallet.  Coming up with a one off payment of up to £750 can be difficult at the best of times. The garage repairing the van would not be able to return it to its owner until the excess is paid, so whilst you are waiting for the funds to become available, you will be losing valuable income, loyal customers, and any potential future customers. 

Call us today on 03303 438 511 for a quotation and more details about this fantastic policy.