what does motor legal expenses cover?

If you were involved in a motor vehicle accident your motor insurance will not provide any compensation for:

• Any injuries you suffer
• Any loss of earnings you suffer as a result of the accident (e.g. if you have to have days off work)
• Other out of pocket expenses such as
  • Items that may have been damaged in the accident (e.g. mobile phones, tablets etc.)
  • Transport costs
  • Telephone calls

The Motor Legal Expenses policy we offer covers £100,000 of legal costs incurred by an appointed solicitor or their agent. All you need to do is make one phone call and we do the rest:

• Doctor, physio and specialist injury appointments are all arranged for you.
• We handle all calls, letters and emails relating to your claim so you don't have to.
• We will chase the other insurer for your claim for personal injuries, loss of earnings from days off work & for damaged personal items.

For a claim to be covered there must be reasonable prospects of a successful outcome. For full terms and conditions, please see the policy booklet here.